Monetary Gold
Key Facts
- Min. Investment
- $5,000
- Annual Fees
- ~$100 base + $1 per $1,000 invested/year (storage) + custodian fee
- Founded
- 2000
- IRA Types
- Traditional, Roth, SEP
Ratings & Reputation
| Source | Rating | Complaints / Reviews | Accreditation | Last Verified |
|---|---|---|---|---|
| BBB | A+ | 1 resolved / 1 total | Accredited | May 15, 2026 |
| Trustpilot | 4.8/5 | 40 reviews | — | May 15, 2026 |
| 4.8/5 | 87 reviews | — | May 15, 2026 | |
| BCA | AAA | Not yet verified | — | May 15, 2026 |
| CFPB | Not yet verified | 0 complaints | — | May 15, 2026 |
Ratings data is verified periodically. Last updated date shown above. Always confirm current ratings at source.
Press & Industry Recognition
Overview
Monetary Gold has been a direct dealer of physical precious metals since July 2000 — 25 years in the same business. Being a direct dealer means they buy metal without the third-party markup some sellers layer on, which can help keep prices competitive. The company holds an A+ rating with the BBB and a 5.0-star rating from more than 230 ConsumerAffairs reviews, with few complaints across its 25-year history. For IRAs, Monetary Gold works with self-directed custodians (GoldStar Trust, Sterling Trust, and Entrust Group) and stores metals at the Delaware Depository. Minimum investments run from $5,000 to $10,000, and they include free shipping on direct purchases plus free educational workshops.
Pros
- ✓25 years in business — one of the longest-tenured specialists in the category
- ✓A+ BBB rating with fewer than 5 complaints across multiple years
- ✓Direct dealer model — no third-party markups on metals
- ✓Low minimum starting at $5,000 depending on the chosen custodian
- ✓Free educational workshops and free shipping on direct purchases
Cons
- –Fewer independent customer reviews than some competitors
- –Storage limited to Delaware Depository — less geographic choice
- –Setup fee and some custodian fees not consistently published — request in writing
Frequently Asked Questions
What does it mean that Monetary Gold is a direct dealer?
Monetary Gold describes itself as a direct dealer, sourcing precious metals without third-party markups that other dealers may add to their pricing.
What is the minimum investment at Monetary Gold?
Minimum investment runs between $5,000 and $10,000, depending on the self-directed IRA custodian chosen — GoldStar Trust, Sterling Trust, and Entrust Group each have their own requirements.
What fees does Monetary Gold charge?
Annual storage is approximately $100 plus $1 per $1,000 invested up to $100,000. Custodian fees vary by the chosen custodian. Request a written fee schedule before opening an account.
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